Mr. Khumalo joined First Finance from the FINCORP Head Office where he served as a Financial Accountant from 2008. 

He holds an MSc in Management and Finance from the University of Sussex in the United Kingdom (UK), a Bachelor of Commerce from the University of Kwa-Zulu Natal, and has attended various pieces of training in different countries in his previous position. He commands extensive experience in finance and auditing having completed his articles with PKF Chartered Accountants prior to joining the FINCORP Group in 2008.

Mr. Motsa is an Accountant by profession with extensive experience in SME Lending and Credit Management.   

He joined the FINCORP Group in 2006, as a Credit Officer and was promoted to the position of Senior Credit Officer in 2012. In April 2015, he was promoted to the position of Branch Manager. He is responsible for the Nhlangano Branch operations.

He has received local and international training in various programs which included; Boulder Micro Finance (Italy), Management of Banks & Financial Institutes (Israel), SADC-DFRC (SA); Investment Appraisal & Risk Analysis, Advanced Project Management, Credit Relationship & Loan Minimization, Project Preparation. He undertook his other pieces of training including Effective Supervisory Skills and Monitoring & Evaluation locally.

Mr. Motsa also holds an Association of Accounting Technician Level 3 qualification and is currently pursuing the final stage of his Chartered Accountancy (ACCA UK) programme.

Mrs. Simelane-Sikhondze holds a Master’s in Business Administration (MBA) in Entrepreneurship & Finance from the University of Dallas -USA and a Bachelor of Science in Home Economics from the University of Eswatini (UNESWA).

She also has a Certificate in Financial Institutions for Private Enterprise Development (FIPED – Harvard University). Other courses she attended include; Investment Appraisal and Risk Analysis I & II (SADC-DFRC / Queens University- Canada), Advanced Class on Mastering SME’s Credit Appraisal and Lending Decision (AADFI- ADB), Sustainable Finance of Small and Medium Enterprises (NORSAD).  

Mrs. Simelane–Sikhondze joined the FINCORP Group in 1999 and progressed to Senior Credit Officer in 2006. She was later seconded to First Finance as Branch Manager in 2012.

Mr. Nxumalo holds a Bachelor’s Degree in Social Sciences from the University of Eswatini (UNESWA).  

He has extensive experience in SME Lending and Credit Management. He joined FINCORP Group in 1999 and progressed to become a Senior Credit Officer in 2006. In 2011, he assumed his duties as Senior Credit Officer at First Finance and was later promoted to the position of Branch Manager in 2012.  

He has attended several international training courses which include: Management of Banks and Financial Institutes – Galilee International Management, Enterprise Development Through Micro Finance; Program on Investment Appraisal & Risk Analysis; Promotion of Small and Medium High-Tech Enterprises and R & D Based Start-ups; Finance for Non-Financial Managers to mention only a few.