FIRST FINANCE offers a range of loans:
- Short-Term Loans: Up to E30,000 over 24 months.
- Medium-Term Loans: Up to E200,000 over 60 months
- Long-Term Loans: Up to E350,000 over 84 months
Loan uses: Land/Home Acquisition/Improvement, education expenses, loan consolidation, vehicle acquisition/repairs, etc.
When applying for a loan, you will need:
- Confirmation letter from employer
- Valid Eswatini bar-coded ID
- Latest pay slip
- Three months’ bank statement that shows three consecutive monthly salaries
- Proof of residence
Having all necessary documents prepared will expedite the approval process. Contact our customer service team for guidance if needed.
You can apply by visiting any of our branches:
- Mbabane Branch: 1st Floor, Intfutfuko Building, Corner of Gwamile and Dabede Streets.
- Manzini Branch: Ground Floor, Louw Street, Eswatini Electricity Company (EEC) Building.
- Nhlangano Branch: Skonkwane Street, Lot 279.
We are also expanding our services and digital transformation to enable online applications.
We strive to approve loans within 24 hours. However, the approval time may vary based on factors like loan type, application completeness, and verification processes. Consolidation loans may take longer due to additional processes involved in dealing with the applicant’s creditors.
Yes, FIRST FINANCE allows part payments on loans under certain terms and conditions. Part payments can reduce the remaining principal, overall interest, or loan duration. For assistance, contact our customer support team.
This arrangement involves taking a loan to combine usually, multiple debts into a single and better manageable loan or line of credit. This is often done to improve the monthly net income due to the new reduced monthly instalment. This arrangement works out best if the consolidation loan has a lower interest than the other loans.
At FIRST FINANCE, we offer debt consolidation loans subject to agreements entered into with the employers and the monthly earnings of each client.
As a responsible and licensed financial services provider, we ensure that clients understand the implications of a debt consolidation loan as this usually entails extended loan repayment periods. A client who wants to access our debt consolidation loans must submit the normal loan requirements, as well as confirmation of loan settlement balances for all the loans to be consolidated.
You can reach our customer service via:
- This website - Send us a message
- Social Media Pages:
- Call Centre: (+268) 2411 9222 / (+268) 2411 9211
- Phone: WhatsApp Line - 78085575
- Email: first@firstfinance.co.sz